Does Lowe’s Take Apple Pay?
Lowe’s does not take Apple Pay as a payment method in stores, online or on their mobile app. Apple Pay is a mobile payment service by Apple Inc.. It allows users to make payments in person at stores, in iOS apps, and online with an iPhone, Apple Watch, iPad, and Mac. Apple Pay can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. At the moment, Lowe’s doesn’t have the NFC technology installed on their registers which is required to make using Apple Pay possible in stores. However, they do accept cash, debit or credit cards, checks, Lowe’s gift cards, store credit and PayPal as payment.
Even though Lowe’s doesn’t accept Apple Pay, you can use it to pay for things through a third party app called Instacart. Instacart is a delivery service that employs personal shoppers to shop for you and then deliver the items to your home. It partners with several large store chains like Lowe’s to offer same-day delivery in a number of cities. You can access the service via a website and mobile app.
To begin shopping from Lowe’s using Instacart, customers can visit www.instacart.com/lowes-home-improvement or select the Lowe’s storefront on the Instacart App. Keep in mind that Instacart charges extra fees over and above what the items cost in store for using the personal shopper and delivery service.
In summary, Lowes does not accept Apple Pay in-store, online or on their mobile app. But you can use it to pay for things through third parties like Instacart who buy things from Lowe’s for you.
Why Doesn’t Lowes Accept Apple Pay?
Apple Pay is a mobile payment service created by Apple Inc.. It allows users to make payments in person at stores, in iOS apps, and online with an iPhone, Apple Watch, iPad, and Mac. Apple Pay can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. In order to use Apple Pay, a store needs a special terminal with NFC technology installed. You can’t use Apply Pay at a standard register used to process checks or credit cards. And at the moment, Lowe’s doesn’t have the technology required to accept Apple Pay.
NFC terminals enable payments from digital wallets like Apple Pay, Google Pay, and Samsung Pay to be used as a method of payment. I spoke with a corporate manager at Lowe’s and they said “At this time, there is no plan to bring NFC technology to Lowe’s”. However he did say to check back because technology is always being updated.
Lowe’s Does Not Have NFC Technology
The biggest reason why Lowe’s and many other retailers still do not accept Apple Pay is technology. In order to accept Apple Pay you need terminals with NFC technology. A standard check or credit card processor can not process an Apple Pay payment. At the moment, Lowe’s simply does not have the technology needed to accept the payment.
Lack Of Demand
One of the reasons Lowe’s and many other retailers haven’t started accepting Apple Pay is a lack of demand. NFC technology hasn’t hasn’t become mainstream yet which is why most people don’t use it. There are far more people using traditional payment methods like cash, checks and credit cards vs digital wallets.
However adoption of e-wallets like Apple Pay is accelerating fast. it’s estimated that over 50% of people will be using them within the next 5 years. So I expect more and more retailers, like Lowe’s to upgrade their technology to NFC and start accepting them.
Lowe’s Wants Customers to Use The Lowe’s Credit Card
Lowe’s has its own credit card that offers customers discounts, perks and financing options. When customers use the Lowe’s card rather than other means of payment, the store makes more money. This is why cashiers ask you to sign up for the card every time you make a purchase.It’s much better for customers to use the Lowe’s credit card vs other credit cards or Apple Pay.
Can I Pay With My Phone At Lowe’s?
No, Lowe’s does not accept any NFC payments like Apple Pay. They don’t have the hardware or software needed to accept payments made with a phone. However, they do accept Samsung Pay which uses the magnetic strip reader on the signature capture device instead of NFC technology. Lowe’s accepts traditional payment methods like cash, credit and debit cards, gift cards, store credit and checks. Payment methods like Apple Pay and Google Pay are not accepted at Lowe’s.
Can You Use Apple Pay For Online Purchases At Lowe’s?
No, you can not use Apple Pay for online purchases from the Lowe’s website or their mobile app.
What Payment Methods Does Lowe’s Accept?
Even though Lowe’s does not accept Apple Pay in store, online or on their app, there are still plenty of more traditional payment methods you can use.
These include:
- Cash
- Both personal and business checks
- Money orders
- Debit and most credit cards like Mastercard, Visa, Discover and American Express
- Lowe’s credit and gift Cards
- Store credit
- PayPal for online purchases
Is Lowe’s Planning To Accept Contactless Payments Like Apple Pay?
At the moment the answer is No. There have been no announcements or public discussions yet about Lowe’s accepting contactless payments like Apple Pay. Currently, the do not have the NFC technology required to process the payments. Traditional payment processing equipment used for checks and credit cards don’t work with contactless payments. So accepting e-wallets and Apple Pay would require a big upgrade to their payment systems and hardware.
As more and more retailers begin to accept these types of payments, it’s likely that Lowe’s will eventually make the switch.
In the meantime, you can use other popular and more traditional payment methods at Lowe’s like cash, most debit and credit cards, store cards and checks.
How Can I Pay At Lowe’s Without A Card?
If you don’t have a credit card, Lowe’s accepts many other forms of payment like cash, personal or business checks, money orders and store cards. They do not accept contactless payments like Apple Pay but they do take Samsung pay which uses the magnetic strip reader on the signature capture device instead of NFC technology.
Does Lowe’s Take Tap To Pay?
No, Lowe’s does not accept any NFC “Tap To Pay” payments like Apple Pay. They don’t have the hardware or software needed to accept payments made with a phone. However, they do accept Samsung Pay which uses the magnetic strip reader on the signature capture device instead of NFC technology. Lowe’s also accepts traditional payment methods like cash, credit and debit cards, gift cards, store credit and checks. Payment methods like Apple Pay and Google Pay are not accepted at Lowe’s.
Summary: Does Lowe’s Take Apple Pay?
Lowe’s does not take Apple Pay as a payment method in stores, online or on their mobile app. Apple Pay is a mobile payment service by Apple Inc.. It allows users to make payments in person at stores, in iOS apps, and online with an iPhone, Apple Watch, iPad, and Mac. Apple Pay can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. At the moment, Lowe’s doesn’t have the NFC technology installed on their registers which is required to make using Apple Pay possible in stores. However, they do accept cash, debit or credit cards, checks, Lowe’s gift cards, store credit and PayPal as payment.
Even though Lowe’s doesn’t accept Apple Pay, you can use it to pay for things through a third party app called Instacart. Instacart is a delivery service that employs personal shoppers to shop for you and then deliver the items to your home. It partners with several large store chains like Lowe’s to offer same-day delivery in a number of cities. You can access the service via a website and mobile app.
To begin shopping from Lowe’s using Instacart, customers can visit www.instacart.com/lowes-home-improvement or select the Lowe’s storefront on the Instacart App. Keep in mind that Instacart charges extra fees over and above what the items cost in store for using the personal shopper and delivery service.
In summary, Lowes does not accept Apple Pay in-store, online or on their mobile app. But you can use it to pay for things through third parties like Instacart who buy things from Lowe’s for you.
If you have any questions or comments about Apple Pay, email any time.
